Financial-seminars

There is financial anxiety in the pews (and many pulpits) across America.
  • 56% percent of Americans do not know how much money they will need to save for retirement.
  • 20% of American workers feel “very confident” about having a financially secure retirement… which means that 80% do not.
  • 40% of church members say they overspend monthly.
  • 60% of people in marriage counseling identify money as a major problem.
As Christians, we look to the word of God for guidance and inspiration on matters of family, work, relationships, and everything in our lives. Why should money management be the exception? Yet fewer than 5% of seminaries and Christian colleges teach courses in biblical finance, and many pastors and church leaders rightly feel unprepared to address the many specific financial questions their people have. Here at last is a source of answers your church can turn to; we offer the following seminars as educational resources to help you help your people.
Each seminar is described below. Because planning for retirement is uppermost on many people’s minds, our first seminar is designed to tackle that issue.
Module 1: Solving the Social Security Puzzle
Social Security Benefits will be a significant part of most people’s retirement income. Yet most people have no idea how benefits are calculated, and no idea of the many filing strategies that may be available to them to improve their financial picture. It’s about more than just knowing the best age at which to file for benefits. It’s about knowing how to file, using little-known options to
maximize the benefits that you and/or your loved ones receive from social Security. Attendees will learn:
  • How benefits are calculated
  • When it pays to delay retirement
  • Special issues for the widowed or divorced
  • Working after benefits start
  • Avoiding taxation of benefits…
  • And more!
For a limited time only, everyone attending this seminar will be entitled to receive a free personalized Social Security analysis showing them all of their best options for when and how to file, and how much income they’d receive under each option! This information alone can be worth many tens of thousands of dollars to a household.
Module 2: Making Mammon Serve You
Based on the instructor’s book of the same title, this section focuses on the other pieces of the retirement planning puzzle: employer-provided pensions, 401(k) and 403(b) plans, IRAs, Roth accounts, and other investment options. Attendees will learn: calculating how much to accumulate, along with biblical principles for sound investing. They’ll learn to avoid the most common and dangerous investing pitfalls. And they’ll relax while they are learning, because they know that no financial products or services are offered at our seminars, which are strictly educational. Attendees will also receive a free personalized retirement income projection, which will give them a definitive answer to that most pressing of retirement planning questions: “How am I doing?”
You can elect either module as a stand-alone class, or offer both classes at discounted pricing. Contact us for a quote. You’ll be surprised at how little it costs to bring understanding and financial peace of mind to your congregation!
Module 1: Estate Planning for Everyone
There’s one transition we’re all going to make someday. Death is universal, but if you’ve suffered the loss of a loved one, you know how overwhelming and confusing the aftermath can be. In Estate Planning for Everyone, we give you the guidance you will need to make things easier for those you will leave behind, and we give survivors the help they need to move forward in an organized fashion, from funeral planning to final estate settlement. Attendees will learn:
  • What is estate planning
  • Getting Organized
  • Your new digital estate
  • How to have “the talk” with your family
  • You just got that dreaded call that a loved one has passed: now what do you do?
  • And more
Module 2: You Can Take it With You
Sometimes knowledge has trouble making its way from our heads to our hearts and hands. As Christians, we know it is more blessed to give than to receive. We know that God loves a cheerful giver. But consider:
  • Only 60% of church attendees (2009) contributed something to their house of worship.
  • Only 8% of American wills had any charitable giving clauses.
  • Almost 50% of the average church’s budget goes for staff salaries, while only 3% of money donated to churches and ministries goes to aiding or ministering to non-Christians.
Yet most financial planning efforts are focused exclusively on accumulation goals: accumulating for college expenses, accumulating for retirement, and so on. What if you had financial resources sufficient to let you stop worrying about accumulating money, and to start thinking about how best to give it away? That’s a transition worth working toward. Bringing people to and through that transition is at the core of our mission. It’s why we created this seminar. Attendees will learn about:
  • The importance of charitable giving in God’s economy
  • Why motives matter
  • Why some financial motivational techniques in Christian circles actually inspire greed rather than generosity
  • Multiplying the power of a gift
  • Giving and social capital
  • Giving and taxes
  • Building an endowment for your church or organization
  • Building a legacy, not just a life.
Each module can be presented as a stand-alone class, or you can offer both parts of the Transitions seminar for a discounted rate. Call us to learn more. You’ll be glad you did.

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